Fire Loss Attorneys in Rochester
Assisting Clients with Fire Damage Insurance Claims in Buffalo & Beyond
If your home was damaged in a fire, or if you suffered injuries after a property fire, turn to the insurance claims attorneys at Faraci Lange, LLP for dedicated and personalized legal guidance. For more than 50 years, we’ve been helping victims of fires file fire loss insurance claims in Buffalo, Rochester, and the surrounding areas. We understand that this can be an overwhelming and emotional process for you; our team is here to help you navigate the process so you can focus on getting back on your feet and moving forward.
If you suffered injuries, property damage, or other losses due to a fire, contact Faraci Lange, LLP online or at (888) 997-4110 for a free initial consultation regarding your rights and legal options.
Who Is Liable If You Were Injured in a Property Fire?
If you were injured in a property fire, you may have grounds for a premises liability claim if the fire was the direct result of the property owner’s negligence. In New York, both residential and commercial property owners have a responsibility to ensure that visitors to the property do not come to harm. In other words, property owners are legally liable for maintaining their premises, as well as repairing, warning of, and/or addressing dangerous property conditions that pose a foreseeable risk of harm to others.
If a fire results from exposed or faulty wiring, a poorly maintained appliance, or any other dangerous condition, you could hold the property owner accountable for your injuries and other damages.
In order to bring a premises liability claim for damages after being injured in a fire, you will need to prove all of the following elements:
- The property owner or another party owed you a duty of care
- The duty of care was breached
- As a result of the breach of the duty of care, you were injured
- You sustained measurable damages (economic and/or non-economic)
In some cases, a fire may start due to a defective product, such as a faulty clothes dryer or heater. When this is the case, you could have grounds to file a product liability claim against the designer, manufacturer, or distributor of the defective product. In such cases, you do not necessarily need to prove that the at-fault party was negligent. Our attorneys can help you understand your particular legal options based on your unique situation; contact us today to learn more.
Helping You File Your Fire Loss Insurance Claim
If you are a home or business owner who suffered property damage as a result of a fire, you are entitled to file a fire loss insurance claim with your homeowners’ or commercial property owners’ insurance provider. There are several important steps you should take right after the fire in order to protect your right to receive compensation through your insurance policy.
If you suffered property damage due to a fire, do the following:
- Contact your insurance company right away
- Document the damage by taking photos
- Write down a detailed inventory of everything that was damaged or destroyed
- Do not sign any releases or waivers provided to you by the insurance company
- Make or schedule temporary repairs if needed to prevent additional/future damage (keep all receipts associated with these repairs)
- Make or request copies of all relevant documents, including fire department records
In some cases, you may experience issues with the insurance company disputing or denying your claim. If you encounter any challenges with your fire loss claim, contact our Buffalo fire insurance claim attorneys for help. We can work to ensure your rights are protected and help you navigate the process of recovering rightful compensation through your insurance policy.
“When my frustrations with the process were heightened, my representative calmly explained how this type of litigation usually proceeds.”- Phil N.
“Kristin always kept us updated and advised us as to what our next steps should be.”- Dick K.